About

Used Car Loan- PURCHASE

Buy Smart. Drive Confident. Finance Your Pre-Owned Car Today.

Looking to buy a quality used car? Our Used Car Loan offers the perfect blend of affordability, flexibility, and quick approvals – so you can own your dream car without waiting.

Why Choose Us for Your Used Car Loan?

  • DOORSTEP SERVICE – We offer free of cost Doorstep Services by our Trained and Trusted Adviser via BOOK APPOINTMENT OR SCHEDULE VIDEOCALL
  • Up to 90% Financing – Get maximum value for your pre-owned car purchase
  • Attractive Interest Rates – Competitive rates that suit your budget
  • Quick & Hassle-Free Processing – Fast approvals with minimal paperwork.
  • Flexible Tenure Options – Repay comfortably over 12 to 72 months.
  • Secure Transactions – Funds disbursed directly to verified sellers/dealers.
  • Simple Documentation –Easy, transparent, and 100% digital-friendly.
  • Loan for Cars up to 12 Years Old – Broader eligibility for pre-owned vehicles.
  • Support for Salaried & Self-Employed Borrowers – Loans tailored to your income type.
Foreclosure & Part-Payment Options – Close your loan early if needed
Loan Features

  • Loan Amount: Up to 90% of car’s valuation
  • Tenure: Flexible repayment from 12 to 72 months
  • Interest Rates: Attractive & competitive
  • Quick Processing: Fast approvals with minimal documentation
  • Cars Covered: Loans available for cars up to 12 years old
Who Can Apply

  • • Salaried Individuals.
  • • Self-Employed Professionals
  • • Business Owners
  • • Age: 21 – 65 years
  • • Good credit history
Documents Required

  • KYC documents PAN, Aadhaar, Address Proof.
  • Income proof - Salaried: Salary slips + Bank statements
  • Income proof - Self-employed: ITR + Bank statements
  • Car Details: RC copy, Insurance, Valuation report
LOANCUBES - Fast and Easy

With our easy digital application process, you can apply from anywhere and track your application in real-time.

Own your dream car today – Apply for a New Car Loan now!
Used Car Loan – Refinance(LOAN AGAINST CAR)
Turn Your Car Into Cash or Lower Your EMI

Already own a used car? With our Used Car Refinance option, you can unlock the value of your car or transfer your existing loan for better interest rates, flexible terms, and improved cash flow.

What is Used Car Refinance?

Used Car Refinance allows you to:

  • Transfer your existing car loan to us for better interest rates and lower EMIs,
  • Raise a loan against your fully-owned car (Loan Against Car)

Whether you want to reduce your monthly outgo or need urgent funds — your car can help

Features & Benefits

  • Loan Amount: Up to 200% of car’s current market value (based on eligibility)
  • Lower Interest Rates: Transfer your high-cost loan and save more
  • Flexible Repayment Tenure: From 12 to 60 months
  • Quick Processing: Fast disbursal with minimal paperwork
  • Loan Takeover Facility: Balance transfer from another bank/NBFC
  • Keep Driving Your Car – No disruption in usage
Why Refinance With Us?

  • • DOORSTEP SERVICE – We offer free of cost Doorstep Services by our Trained and Trusted Adviser via BOOK APPOINTMENT OR SCHEDULE VIDEOCALL
  • • Lower Interest Rates Save more every month by transferring your existing car loan to us at competitive rates.
  • Reduce Your EMI Enjoy lower monthly installments with longer tenures or better terms.
  • • Quick & Hassle-Free Process Fast loan takeover or disbursal with minimal paperwork and doorstep service (where available).
  • • Get a Top-Up Need extra cash? Avail a top-up loan over and above your existing loan balance.
  • • 100% Transparency No hidden fees, no surprises—just clear terms and full disclosure.
  • • Multiple Refinance Options Choose from balance transfer, loan against car, or top-up options to suit your needs.
  • • Flexible Tenures Repay conveniently over 12 to 60 months—your car, your terms.
  • • Support for All Income Types Salaried or self-employed—we have refinancing plans tailored to your profile.
Who Can Apply

  • • Car owners with or without an existing car loan
  • • Salaried, self-employed, professionals & business owners
  • • Individuals aged 21 to 65 years
Documents Required

  • KYC documents PAN, Aadhaar, Address Proof.
  • Car Documents: RC, Insurance, Pollution Certificate
  • Income Proof: Salary slips / ITR / Bank statements
  • Existing Loan Statement (if refinancing)
  • Car Documents: RC, Insurance, Pollution Certificate
Types of Refinance We Offer

  • Loan Transfer (Balance Transfer) – Shift your loan to us at lower rates
  • Loan Against Car – Get funds against your owned car, no existing loan required
  • Top-Up on Existing Loan – Need extra cash? Get more on your current loan